Progressions Credit Union Offers the right Checking to Fit Your Needs

Progressions Credit Union offers a FREE Checking and a Prime Checking account, so you can choose the checking account that’s right for you. Whether you keep a low minimum balance or want to earn dividends, our accounts have the convenience of ATMs and online access. Additionally, checking is always free for SmartChoice members. We also offer you protection for when “Life Happens” and you may run low in your checking account and need overdraft coverage at the checkout line. You have plenty of access and purchasing power when you add a VISA™ Debit Card to your checking account as well.

Progressions Credit Union also offers many convenient services. Some of our most popular services are 24/7 Access, Direct Deposit  and SmartSaver Round Up.

Are you having difficulties maintaining your checking account, and can’t seem to get out of the cycle of paying overdraft fees or getting a payday loan? Progressions Credit Union offers great articles and financial counseling through our partners at Balance. 

Overdraft Protection can also be set up using your Savings Account or a Personal Line of Credit.

Want to learn more? Here are a few Tips for Keeping Your Checking Account Balanced. 

*SmartChoice
A rewards program for Progressions Credit Union members!

At Progressions Credit Union, we take care of it all. If you qualify for SmartChoice, you will immediately begin to receive the benefits of SmartChoice membership.

SmartChoice Qualifications*

Maintain a total share balance of at least $5,000 OR Maintain a total loan balance of at least $10,000. This is the total of all your deposit accounts (including Certificates and IRA’s) under your primary member number or all of your loans (including Visa credit card) under the same member number; AND
Use at least 2 of the items below:
Automatic loan payment
SmartLine or SmartLink
Direct deposit of payroll or retirement check
Visa Debit Card

SmartChoice Benefits*

You’ll find that as a SmartChoice member you have some very special privileges.

No minimum balance for checking accounts
No monthly service charge for checking accounts
Free checks
No low balance fee
Make unlimited withdrawals in person at no charge
Make telephone transfers at no charge
No charge for check cashing
Save 25% on Safe Deposit Box fees
An additional 1/4% APR added to your Certificates