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Progressions Credit Union

 

 

Credit Builder Loans

Apply Now

Ready to build

your credit?

Lay The Foundation For Your Future & Build Your Credit.

Building your credit can seem like an intimidating and discouraging process. With something as important as your credit score, we want to make sure that you are set up for financial success in all endeavors. Take out one of these loans, with no penalty to you, and start curating financial stability today.

Next Steps

Choose which loan suits your personal needs and apply online or call today for more details and financial guidance from our experts. We are excited to embark on the road to financial solutions with you and set you up for success with a good credit score and healthy savings habits.

Grow Your Membership

Make smart financial moves to reach your goals. Explore your options and grow your dreams.

Accounts

Checking

Loans

Savings/Investments

Youth Accounts

Resources

Your financial journey is important to us and so is your safety. Check out all the additional resources below that we have to offer.

Financial Education

ID SafeChoice

Member News

Total Access

Wealth & Credit Builder Loan

This loan is designed to help our members build savings and credit.

How it works:

We issue a loan with a maximum of a 48-month terms up to $10,000.00 (30-month terms for amounts up to $4,999.99). The loan proceeds are deposited into a savings account which is frozen. You make monthly payments to this loan. Once the loan is paid off, you have an established credit history and a savings account.

Savings/Certificate Secured Loans

Don’t want to watch the number in your savings account change? Pledge your funds on deposit(s) with Progressions Credit Union to secure your loan proceeds and only pay 3% above the securing savings rate or 3.5% above the securing certificate rate. Your money on the deposit continues to earn dividends while you use it to secure your loan.

Visa Credit Card

  • No Balance transfer Fees
  • No Cash Advance Fees
  • No Annual Fee

Learn More

Lay The Foundation For Your Future & Build Your Credit.

Building your credit can seem like an intimidating and discouraging process. With something as important as your credit score, we want to make sure that you are set up for financial success in all endeavors. Take out one of these loans, with no penalty to you, and start curating financial stability today.

Ready to build

your credit?

Next Steps

Choose which loan suits your personal needs and apply online or call today for more details and financial guidance from our experts. We are excited to embark on the road to financial solutions with you and set you up for success with a good credit score and healthy savings habits.

Grow Your Membership

Make smart financial moves to reach your goals. Explore your options and grow your dreams.

Accounts

Checking

Loans

Savings/Investments

Youth Accounts

Resources

Your financial journey is important to us and so is your safety. Check out all the additional resources below that we have to offer.

Financial Education

ID SafeChoice

Member News

Total Access

Wealth & Credit Builder Loan

This loan is designed to help our members build savings and credit.

How it works:

We issue a loan with a maximum of a 48-month terms up to $10,000.00 (30-month terms for amounts up to $4,999.99). The loan proceeds are deposited into a savings account which is frozen. You make monthly payments to this loan. Once the loan is paid off, you have an established credit history and a savings account.

Savings/Certificate Secured Loans

Don’t want to watch the number in your savings account change? Pledge your funds on deposit(s) with Progressions Credit Union to secure your loan proceeds and only pay 3% above the securing savings rate or 3.5% above the securing certificate rate. Your money on the deposit continues to earn dividends while you use it to secure your loan.

Visa Credit Card

  • No Balance transfer Fees
  • No Cash Advance Fees
  • No Annual Fee

Learn More