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Progressions Credit Union
 

 

Savings & Investments

Savings accounts that help you invest in your financial goals.

We offer a variety of savings accounts to fit your needs. Accounts that will grow with you through all of life’s stages.

 

Basic Savings

  • Moderate dividends
  • No minimum balance

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Prime Savings

  • Made for larger savings account balances
  • Must be connected with a Prime Checking account
  • $25,000.00 minimum to open

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Kasasa Saver

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • No minimum balance requirement

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Money Market

  • Higher dividends
  • SmartMarket and SmartMarket Plus options

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YES! Savings

  • Made for building savings habits
  • Higher dividends up to $2,000.00
  • Continue to earn dividends by depositing $25.00 every month
  • No minimum balance

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YES! Christmas

  • Higher dividends
  • Funds transfer into checking on October 15th
  • No minimum balance

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Smart Saver Round-Up

Grow your savings when you use your debit card. Smart Saver Round-Up can help you increase your savings by rounding up to the nearest dollar on every purchase you make with your debit card. Earn more with every swipe.

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Investment accounts that help you save for your future.

We offer a variety of investment accounts to fit your financial journey. Accounts that will grow with you through all of life’s stages.

 

Certificates

Progressions Credit Union offers Certificates, another great stable method of savings that allows you to lock in a fixed dividend rate.

  • Variety of rates and terms available*. Dividends can be paid to the certificate or transferred to your savings or checking account on a monthly basis.

*Fees may reduce earnings and an early withdrawal penalty may apply. Visit our Deposit Account Rates page to learn more about minimum requirements and Truth in Savings Disclosures.

Rates

Retirement

Progressions Credit Union offers multiple options to help you save for retirement. It’s never too early to start saving for retirement.

  • Individual Retirement Account (IRA) may offer tax savings and higher dividends
  • Supplement a 401(k) or other employer-sponsored Retirement plans
  • Easy payments with payroll deductions and automatic payments (after set up)
  • Federally Insured by the NCUA (up to $250,000.00)

Limits could be lower based on your income and other restrictions may apply. Consult with a Tax Advisor for more information on the best option for you before opening or rolling over an account with us.

Rates

Certificates

Progressions Credit Union offers Certificates, another great stable method of savings that allows you to lock in a fixed dividend rate.

  • Variety of rates and terms available*. Dividends can be paid to the certificate or transferred to your savings or checking account on a monthly basis.

*Fees may reduce earnings and an early withdrawal penalty may apply. Visit our Deposit Account Rates page to learn more about minimum requirements and Truth in Savings Disclosures.

Rates

Early ACH Deposit

Access your ACH Direct Deposit up to 2 days earlier, so you do not have to wait.  

    Learn More

    Retirement

    Progressions Credit Union offers multiple options to help you save for retirement. It’s never too early to start saving for retirement.

    • Individual Retirement Account (IRA) may offer tax savings and higher dividends
    • Supplement a 401(k) or other employer-sponsored Retirement plans
    • Easy payments with payroll deductions and automatic payments (after set up)
    • Federally Insured by the NCUA (up to $250,000.00)

    Limits could be lower based on your income and other restrictions may apply. Consult with a Tax Advisor for more information on the best option for you before opening or rolling over an account with us.

    Rates

    Early ACH Deposit

    Access your ACH Direct Deposit up to 2 days earlier, so you do not have to wait.  

      Learn More

      Roth IRA

      • Income restrictions apply to participate
      • Contribute up to $6,000.00 if you have an earned income
      • Or contribute up to $7,000.00 if you are  ages 50+
      • Lower limits are available based on income
      • Qualified tax-free distributions from Roth IRA’s occur if you own a Roth IRA for 5+ years and are ages 59 1/2+, disabled, a first-time homebuyer or deceased

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      Traditional IRA

      • Contribute up to $6,000.00 if you have an earned income
      • Or contribute up to $7,000.00 if you are ages 50+
      • Lower limits are available based on income
      • Earnings are tax-deferred
      • Distributions allowed at age 59 1/2 with no IRS penalties
      • Required minimum distributions at age 72

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      Traditional IRA

      • Contribute up to $6,000.00 if you have an earned income
      • Or contribute up to $7,000.00 if you are ages 50+
      • Lower limits are available based on income
      • Earnings are tax-deferred
      • Distributions allowed at age 59 1/2 with no IRS penalties
      • Required minimum distributions at age 72

      Learn More

      Roth IRA

      • Income restrictions apply to participate
      • Contribute up to $6,000.00 if you have an earned income
      • Or contribute up to $7,000.00 if you are  ages 50+
      • Lower limits are available based on income
      • Qualified tax-free distributions from Roth IRA’s occur if you own a Roth IRA for 5+ years and are ages 59 1/2+, disabled, a first-time homebuyer or deceased

      Learn More

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      Due to a system upgrade, online access to Visa credit cards will not be available July 12 - July 15. We apologize for any inconvenience. If you have any questions, please contact us!