Rates effective 11/1/2025 and subject to change.
For additional information regarding rates and terms on Progressions Credit Union deposit accounts, please call 509.535.0191 or 800.828.8691. APY=Annual Percentage Yield. Federally Insured by NCUA.
To view our Fee Schedule, click here.
Looking for Loan Rates? Click here.
Kasasa Cash® Checking
|
Minimum balance to open |
Minimum balance to earn stated APY |
APY |
Truth in Savings Disclosure |
Learn More |
|
$0.00 |
Range $0.00-$20,000 (Qualified Rate) |
5.00% | ||
|
$0.00 |
Range $20,000.01 or greater (Qualified Rate) |
5.00%-1.67% | ||
|
$0.00 |
BASE RATE (Non-Qualified Rate) |
0.05% |
Qualifications to earn rewards:
- At least 1 (one) direct deposit, ACH credit, or ACH payment transaction posted to the account per month
- At least 12 (twelve) debit card purchases posted to the account per qualification cycle.
- Be enrolled in and agree to receive eStatements
Dividends are compounded/credited monthly.
Kasasa Saver®
Must have a Kasasa Cash® or Kasasa Cash Back® Account
|
Minimum balance to open |
Minimum balance to earn stated APY |
APY |
Truth in Savings Disclosure |
Learn More |
|
$0.00 |
Range $0.00-$20,000 (Qualified Rate) |
4.00% | ||
|
$0.00 |
Range $20,000.01 or greater (Qualified Rate) |
4.00%-1.50% | ||
|
$0.00 |
BASE RATE (Non-Qualified Rate) |
0.05% |
Qualifications that must be met in the Kasasa Cash Account to earn the “Qualified” dividend rate above:
- At least 1 (one) direct deposit, ACH credit, or ACH payment transaction posted to the account per month
- At least 12 (twelve) debit card purchases posted to the account per qualification cycle.
- Be enrolled in and agree to receive eStatements
Dividends are compounded/credited monthly.
Prime Savings Account*
|
Minimum balance to open |
Minimum balance to earn stated APY |
APY |
Truth in Savings |
Learn More |
|
$0.00 |
$25,000.00 |
0.15% | ||
|
$0.00 |
$100,000.00 |
0.25% |
*Must have a Prime Checking Account.
Dividends are compounded/credited monthly.
Prime Checking Account
|
Minimum balance to open |
Minimum balance to earn stated APY |
APY |
Truth in Savings |
|
$0.00 |
$10,000.00 |
0.25% |
Dividends are compounded/credited monthly.
Basic Savings
Every new membership requires a Basic Savings Account
|
Minimum balance to open |
Minimum balance to earn stated APY |
APY |
Truth in Savings |
Learn More |
|
$0.00 |
$50.00 |
0.10% |
Basic savings account have a $5.00 monthly maintenance charge if the balance falls below $200.00 unless you have and use any other product or service with Progressions Credit Union (Savings, Checking, Credit Card, Loan, Its Me 247 online or mobile banking, CU*Talk, or debit card).
Dividends are compounded/credited quarterly.
Fees could reduce earnings
Sub-Savings
|
Minimum balance to open |
Minimum balance to earn stated APY |
APY |
Truth in Savings |
Learn More |
|
$0.00 |
$0.00 |
0.10% |
Dividends are compounded/credited quarterly.
YES! Savings and YES! Christmas Club
|
Minimum balance to open |
Minimum balance to earn stated APY |
APY |
Truth in Savings |
Learn More |
|
$0.00 |
$0.00 |
2.00% | ||
|
$0.00 |
$2,000.01 |
2.00-0.05% |
Dividends are compounded/credited monthly. To qualify for the higher dividend up to $2000, a minimum deposit of $25 must be made monthly. Dividend rate is 0.10% when qualifications are not met.
Youth Accounts
(SmartBaby, Jr. Stamper, and boom!)
|
Minimum balance to open |
Minimum balance to earn stated APY |
APY |
Truth in Savings |
Learn More |
|
$5.00 |
$0.00 |
0.10% |
Dividends are compounded/credited quarterly.
Money Market (“SmartMarket”) Accounts
|
Minimum balance to open |
Minimum balance to earn stated APY |
APY |
Truth in Savings |
Learn More |
|
$2,000.00 |
$2,000.00 |
0.40% | ||
|
$2,000.00 |
$10,000.00 |
0.60% | ||
|
$2,000.00 |
$50,000.00 |
0.75% | ||
|
$2,000.00 |
$75,000.00 |
0.75% | ||
|
$2,000.00 |
$100,000.00 |
0.85% |
Dividends are compounded/credited monthly.
Premium Money Market (“SmartMarket Plus”) Accounts
|
Minimum balance to open |
Minimum balance to earn stated APY |
APY |
Truth in Savings |
Learn More |
|
$25,000.00 |
$0.00 |
0.30% | ||
|
$25,000.00 |
$25,000.00 |
0.85% | ||
|
$25,000.00 |
$50,000.00 |
1.00% | ||
|
$25,000.00 |
$75,000.00 |
1.00% | ||
|
$25,000.00 |
$100,000.00 |
1.51% | ||
|
$25,000.00 |
$250,000.00 |
3.03% |
Dividends are compounded/credited monthly.
Individual Retirement Accounts (IRA)
|
Minimum balance to open |
Minimum balance to earn stated APY |
APY |
Truth in Savings |
Learn More |
|
$0.00 |
$5.00 |
0.15% | ||
|
$0.00 |
$10,000.00 |
0.20% | ||
|
$0.00 |
$50,000.00 |
0.30% |
Dividends are compounded/credited quarterly.
Certificates and IRA Certificates
|
Minimum balance to open and earn stated APY |
6 Month Term APY |
12 Month Term APY |
18 Month Term APY |
24 Month Term APY |
36 Month Term APY |
|
$500.00 |
3.75% |
3.75% |
3.50% |
2.47% |
2.25% |
|
$10,000.00 |
3.75% |
3.75% |
3.50% |
2.47% |
2.25% |
|
$25,000.00 |
3.75% |
3.75% |
3.50% |
2.47% |
2.25% |
|
$50,000.00 |
3.75% |
3.75% |
3.50% |
2.47% |
2.25% |
|
$100,000.00 |
3.75% |
3.75% |
3.50% |
2.47% |
2.25% |
*Special rate bump for 36 Month Term with at least a $25,000.00 minimum balance: You will have a one-time option to adjust your APY to the prevailing Progressions Credit Union APY for new certificates of identical terms. Your certificate’s original maturity date will not change.
Disclosures for above certificates are found in the Truth in Savings Disclosure (PDF)
Youth Certificates
|
Minimum balance to open and earn stated APY |
12 Month Term APY |
|
$100.00-$2,000.00 |
4.50% |
|
$2,000.01 or greater |
4.50%-1.00% |
Certificate must be opened on account in which the primary member is 18 years or younger. One deposit per month allowed, minimum $25.00. One youth Certificate per member. Certificate will roll-over to regular youth certificate at maturity. Once primary member reaches age 19, the certificate will be transferred to the primary share account at maturity.
Disclosures for Youth Certificates can be found in the Truth in Savings Disclosure (PDF)
All information provided through this site is intended to be accurate. However, there may be inaccuracies at times, which we will make every attempt to correct when found. Information provided is intended to assist you in making decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.