Investment Protection

Mechanical Breakdown Protection (MBP)


Your vehicle is a major investment. That is why purchasing mechanical breakdown protection (MBP) is a wise choice. MBP can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure. Most important of all, Mechanical Breakdown Protection provides Peace of Mind so you can experience Worry-Free Driving!

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Guaranteed Asset Protection (GAP)

Are you financing or leasing your car, light truck, or SUV? Did you know that if it’s totaled or stolen, YOU COULD FACE A FINANCIAL RISK that your auto insurance policy may not cover? Guaranteed Asset Protection (GAP) coverage protects you against this risk!


In the event of theft or total loss of your vehicle, most insurance companies only pay the Cash Value of the vehicle at the time of the loss. Your remaining loan balance could be much greater than the Cash Value of your vehicle creating a DEFICIENCY OF SEVERAL THOUSAND DOLLARS THAT YOU’RE LIABLE FOR! What is the “GAP” on your vehicle? You may be surprised at the answer!

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Debt Protection

Debt Protection is an “umbrella” name for the products called debt cancellation and debt suspension.

When you have debt protection on your loan, the financial institution agrees to cancel or suspend all, or part, of your obligation to repay an extension of credit (from that financial institution) upon the occurrence of a specified event. Events include: death, disability, involuntary unemployment, family leave and hospitalization.

Please review your financial institution’s Debt Protection Program Agreement or Product Reference Card for specific information about the debt cancellation or suspension benefits available at your financial institution.

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