Rates effective 06/01/2013 and subject to change. APR =Annual Percentage Rate. For additional information regarding rates and terms on Progressions Credit Union loans, please call 535-0191 or 1-800-828-8691 between 8 a.m. and 6 p.m. or contact us.

Call Herb Anderson (NMLS # 787236) at 509-622-2011 or 800-828-8691 for other Home Loan and Equity Rates!

Autos, Trucks and Large Motorcycles (750CC MIN)

REFINANCE SPECIAL: Move your loan and receive 1% Cash Back Bonus!*

Term	APR as low as	Down Payment
NEW AUTO LOAN RATE SPECIAL Up to 84 Months Limited to never registered autos; 2012 or Newer	2.24%	Many options available. Up to 100% financing plus tax and licensing O.A.C.
Up to 72 Months	2.79%	Many options available. Up to 100% financing plus tax and licensing O.A.C.
73-84 Months	3.29%	Many options available. Up to 100% financing plus tax and licensing O.A.C.
O.A.C. =On Approved Credit. Rates above assume .50% discount for automatic payment from an active Progressions Savings or Checking account. Add .50% for other payment methods. Rates and terms may vary depending upon collateral, credit quality and loan to value. Your rate may be different. Refinancing of Progressions loans do not qualify for these rates. Other restrictions may apply. 1.50% is added for vehicles with over 100,000 miles. Contact us for more information.

Boat and Recreational Vehicles (RV)

Term	90% of Loan to Value	100% of Loan to Value	Down Payment
0-60 months	2.99% APR	3.49% APR	- – Many options available up to 100% OAC
61-84 months	3.49% APR	3.99% APR
85-120 months	3.99% APR	4.49% APR
121-180 months	4.49% APR	4.99% APR
O.A.C. =On Approved Credit. Rates listed assume automatic payment from an active Progressions Savings or Checking account. Add .50% to rate for other payment methods. Existing loans at Progressions do not qualify for these rates. Rates and terms may vary depending upon collateral, credit quality and loan to value. Your rate may be different. Contact us for more information.NEW RV SPECIAL GOING ON NOW – CLICK HERE FOR MORE DETAILS

ATV, Smaller Motorcycles (Less than 750cc), Personal Watercraft and Snowmobiles

Term

APR as low as

Down Payment

Up to 60 months

4.24%

Various options available.

Up to l00% financing plus tax and license O.A.C.

O.A.C. =On Approved Credit. Rates above assume .50% discount for automatic payment from an active Progressions Savings or Checking account. Add .50% for other payment methods. Rates and terms may vary depending upon collateral, credit quality and loan to value. Your rate may be different. Refinancing of Progressions loans do not qualify for these rates. Other restrictions may apply. Contact us for more information.

Personal Loans and VISA

Type of Loan	APR as low as	Terms
Personal Line of Credit (PLC)	9.99%-17.99%	Fixed rate; open ended
Visa Credit Card	9.99%-17.99%	Fixed rate; open ended
Visa Balance Promotion	Pending	Fixed rate; open ended
O.A.C. =On Approved Credit. Rates above assume .50% discount for automatic payment from an active Progressions Savings or Checking account. Add .50% for other payment methods. The rates published are the lowest and highest possible rates available to qualified borrowers. Your rate may fall within that range. Rates are determined by the loan type, term you request, and your credit history. Rates are subject to change without notice. Contact us for more information.Additional Visa Disclosure

Savings and Certificate Secured Loans

Type of Loan	APR as low as	Terms
Shared/Savings Secured	3.00% added to securing share rate	Fixed rate; maximum term
Certificate Secured	3.50% added to securing certificate rate	Fixed rate; maximum term
Contact us for more information.

Home Equity Line of Credit (HELOC)

Type	APR as low as	Loan to Value
1^st Deed of Trust	4.00% -15.50%	Maximum 85%
2^nd Deed of Trust	4.25%-15.75%	Maximum 85%
O.A.C. =On Approved Credit. Rates above assume .50% discount for automatic payment from an active Progressions Savings or Checking account. Add .50% for other payment methods. The rates published are the lowest rates available to qualified borrowers. Your Rates are determined by the loan type, term you request, and your credit history. Rates are subject to change without notice. Contact us for more information.Draw Period: 8 YearsRepayment Period: 17 YearsMinimum initial draw is $25,000.00, $100.00 thereafter.

Mobile Home Loans

New/Used	Terms	APR as low as	Down Payment
New	Up to 120 Months	10.00%-17.00%	Many options available. Up to 100% Financing including tax and licensing O.A.C.
Used	Up to 120 Months	11.00%-18.00%	Many options available. Up to 100% Financing including tax and licensing O.A.C.
O.A.C. =On Approved Credit. Rates listed assume automatic payment from an active Progressions Savings or Checking account. Add .50% to rate for other payment methods. These rates are for titled mobile homes only (not affixed to property). Payment Example: a 15 year term would be 180 monthly payments as low as $10.02 at 8.79% APR for each $1000.00 borrowed. Contact us for more information on fees, rates and terms.

Loan Account Rates