Loan Account Rates

Rates effective 02/02/2015 and subject to change. APR =Annual Percentage Rate. For additional information regarding rates and terms on Progressions Credit Union loans, please call 535-0191 or 1-800-828-8691 between 8 a.m. and 6 p.m. or contact us.

REFINANCE SPECIAL: Move your Auto, Motorcycle (Road), Boat, or RV to Progressions and receive 1% Cash Back Bonus!*

 

Autos, Trucks and Road Motorcycles

 

Terms

APR  

As Low As

Down Payment

Up to 78 months on 2008 & newer models.

2.49%

As low as 0%

Up to 110%+++ financing available plus tax and license.

Up to 78 months on 2005 -2007 models.

2.99

Up to 110%+++ financing available

Up to 79-84 months on 2008 & newer models

2.99

As low as 0%

Up to 110%+++ financing available plus tax and license.

Up to 72 months on 2005-2007 models.

3.74

As low as 0%

Up to 110%+++ financing available plus tax and license.

     

Up to 48 months on 2000-2004 models.

9.24

As low as 0%

Up to 110%+++ financing available including tax and license.

Please see full disclosures on our disclosure page by clicking HERE

 

Boat and Recreational Vehicles (RV)

_________________________

 APR  As Low As

Term

Up to 80% of loan to Value

Over 80% of Loan to Value

Down Payment

0-60 months

2.49% APR

2.99% APR

Many options available

up to 100% OAC

61-84 months

2.99% APR

3.49% APR

85-120 months

3.49% APR

3.99% APR

121-180 months

4.49% APR

4.99% APR

 

 

 

 

Please see full disclosures on our disclosure page by clicking HERE

 

ATV, Smaller Motorcycles (Off Road), Personal Watercraft, Scooters and Snowmobiles

 

Term

APR  

As Low As

Down Payment

Up to 60 months

4.24%

Various options available.

Up to l00% financing plus tax and license O.A.C.

Please see full disclosures on our disclosure page by clicking HERE

 

Personal Loans and VISA

 

Type of Loan

APR

As Low As

Terms

Personal Line of Credit (PLC)

9.99%

Fixed rate; open ended

Visa Credit Card

9.99%

Fixed rate; open ended

Signature

9.99%

Fixed rate; closed ended. Lump sum disbursement. Terms up to 60 months.

 

   
Please see full disclosures on our disclosure page by clicking HERE

 

Savings and Certificate Secured Loans

Type of Loan

APR

As Low As

Terms

Shared/Savings Secured

3.00% added to securing share rate

Fixed rate; maximum term 120 Months

Certificate Secured

3.50% added to securing certificate rate

Fixed rate; maximum term 120 Months

 

 

Home Equity Line of Credit (HELOC)

Type

APR

As Low As

Loan to Value

1ST Deed of Trust

4.25% 

Maximum 85%

2ND Deed of Trust

4.50%

Maximum 85%

Please see full disclosures on our disclosure page by clicking HERE

 

 

FIRST DEED OF TRUST/FIXED

(Refinance or Equity)

 

Term

APR

As Low As

Max Loan to Value

15 Years

3.74%

80%

20 Years

3.99%

80%

SECOND DEED OF TRUST FIXED

Term

APR

As Low As

Max Loan to Value

5 Years

4.75%

85%

10 Years (Min $10,00.00)

4.99%

85%

15 Years (Min $20,000.00)

5.50%

85%

Please see full disclosures on our disclosure page by clicking HERE

 

Mobile Home Loans

 

New/Used

Terms

APR

As Low As

Down Payment

New

 

Up to 120 Months

 

10.00%

Many options available.

Up to 100% Financing including tax and licensing  O.A.C.

Used

Up to 120 Months

11.00%

Many options available.

Up to 100% Financing including tax and licensing O.A.C.

Please see full disclosures on our disclosure page by clicking HERE