Recent Phishing Attempts
As we continue to monitor the recent Target compromise, we have learned of recent phishing emails related to the Target breach. The emails look like they are from Target and play on the fears of the public that they may have had their card compromised. If you happen to receive an email from Target, be cautious as it may be one of these phishing attempts. DO NOT OPEN any links that may be included in these emails as they could potentially allow additional access to their personal information.
To read Target’s initial release about phishing emails, click here.
In recent weeks, there have been a string of attempts by cyber thieves to access unauthorized payment card data. These recent attacks have targeted Target stores nationwide and URM member stores — Yoke’s Fresh Markets, Rosauers, and other member stores. Both Target and URM have issued statements, and taken the appropriate steps to guarantee it is safe to use your cards at those stars.
We ask that you monitor your accounts closely if you have shopped at Target or any of the URM member stores in the past months. If you notice any suspicious activity on your account, please contact us immediately.
PCU Card Security
PCU takes your security of your accounts seriously. We use a 24hr fraud card monitoring service that monitors accounts for suspicious activities. If there is some suspicious activity on your card, debit or credit, you will be contacted directly by them, and they will also contact us as well. It is extremely important that you update your contact info so that if your card is compromised, you can be contacted right away.
If you plan on traveling in the near future, please contact us immediately so we can make sure your card won’t be denied while you travel.
In addition to notifying Progressions when you travel, here are seven practical steps you can take to protect against card fraud and to spot it when it happens:
- Check your account statement regularly and immediately report any transactions that you don’t recognize.
- Avoid obvious PINs, such as a birth date, any year, the last four digits of your Social Security or phone number.
- Do not write down your PIN in an obvious place. Often, when fraud occurs with debit cards, the cardholder has written the PIN on the card itself.
- Match your credit card receipts against monthly bills to make sure there are no unauthorized charges.
- Destroy all receipts before discarding them since some may have your card number printed on them.
- Guard your card. Don’t use it as collateral or give out your card number over the phone, unless you initiated the call for a purchase.
- Check your credit report at least annually to ensure its accuracy.
As of today, fraud in regards to the alleged URM attack has been detected in few of Progressions Visa® debit or Visa® credit cards. If your card has been compromised, we apologize for the inconvenience and ask you to contact us immediately if you haven’t already.
Thanks to Visa’s Zero Liability policy, you are not responsible for any fraudulent charges made on your card. If the fraudulent charge was on your credit card, Visa will send out the appropriate papers to you to fill out, and if the charge happens on your Visa debit card, then you can either come in and fill out the papers or Progressions will send out the papers to you immediately. Learn more at the Visa Security Program.